06 July, 2025 19:56 IST
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Schemes
 
Scheme Name Returns Min / Max
Amount (Rs.)		 Tax
Benefits
National Savings Certificate 9.0% 100 / No Limit u/s 88  
u/s 80L
National Savings Scheme 8.5% 100 / No Limit u/s 88
u/s 80L
Public Provident Fund 9.0% 100 / 60,000 u/s 88
u/s 10
Kisan Vikas Patra Doubles money in 7 years and 8 months 100 / No Limit NIL
Post Office Monthly Income Scheme 9.0% 1,000 / 3,00,000 u/s 80L
Post Office Savings Deposit * 3.5% 20 / 100000 ** NIL
Post Office Time
Deposit***		 7.25 to
8.5%		 50 / No Limit u/s 80L
Post Office Recurring Deposit 9.0% 10 / No Limit u/s 80L
Deposit Scheme for Retiring Government Employees 8.0% 1000 /
Cannot exceed total
retirement benefits		 u/s 10
Deposit Scheme for Retiring Public Sector Employees 8.0% 1000 /
Cannot exceed total
retirement benefits		 u/s 10


* Returns of indivisual / Joint and group accounts.
** Maximum amount for joint account is Rs. 2,00,000/- and no limit on institutional account.
*** Deposit scheme with duration of 1,2,3,5 years available.
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