function validate(){
	if(window.document.requirements.fund.selectedIndex==0){
		alert("Please select the scheme");
		window.document.requirements.fund.focus();
		return false;
	}
	else if(window.document.requirements.ratingAssets.selectedIndex!=0 && window.document.requirements.ratingGrade.selectedIndex==0){ 
		alert("Please select the Rating grade");
		window.document.requirements.ratingGrade.focus();
		return false;
	}
	else{
		return true;
	}
}