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Glossary
 
A-E F-J K-O P-T U-Z
         
         


Lender

The bank or financial institution that provides funds to the borrower, who, in cases of educational loans, is the student or parent.

Margin

The difference between the cost of the course and the extent of funding provided by the bank/financial institution.

Masters/Post- Graduate

(PG) Degree Degree granted by graduate schools/universities to a student who completes two years of studies after graduation, e.g. M.Sc., M.Com., M.B.A., M.A., etc.

Minor

An individual who is under 18 years of age.

Net Income

Income of an individual calculated after taxes, deductions and allowances have been subtracted.

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