| Minimum Income Eligibility |
Public Ltd./PSU (in Rs. p.a.) | 75000 | | Self - Employed (in Rs. p.a.) | 60000 |
| Salaried (in Rs. p.a.) | 75000 |
| Fee Details |
| Joining Fees (in Rs.) | 250 |
| Annual Fees (in Rs. p.a.) | 750 |
| Add-On Card Fees (in Rs. p.a.) | 250 |
| Renewal Fees (in Rs. p.a.) | No Fee |
| Card Replacement Fee (in Rs.) | 100 |
| Photo Card Fees (in Rs.) | No Fee |
| Credit Details |
| Interest Rate (% p.m.) | 2.75 |
| Effective Interest Rate Per Annum (in %) | 38.48 |
| Maximum Credit | 50 days |
| Minimum Payment Due | 5 % of the total outstanding amount |
| Late Payment Charges | No Penalty |
| Cash Advance Details |
| Transaction Fee | 2.25 % (Min Rs. No Charge) |
| Interest Rate (% p.m.) | 2.25 |
| Cash Advance Limit (in Rs.) | 40% of the available limit |
| Reach |
| Merchant outlets | 100000 |
| ATM Oulets In India | 1099 |
| ATM Oulets Outside India | 800000 |
| Designated Branches | N.A. |
| Lost Card Liability |
| Before reporting loss | Unlimited |
| After reporting loss | 1000 |
| Insurance |
| Air accident Cover (in Rs.) | 600000 |
| General Accident Cover (in Rs.) | 200000 |
| Add-On Card Cover (in Rs.) | No Cover |
| Baggage Cover (in Rs.) | 10000 |
| Credit Shield on death (in Rs.) | No Charge |
| Purchase Protection Cover (in Rs.) | 15000 |
| Special Features | Discounts of up to 3% on Domestic and 6% on International air tickets purchased through Carlson Wagonlit Travel Services |
| Exceptions | N.A. |
| Additional Info | Applicant can transfer current credit card`s balance onto SBI International Card at an interest rate of just 1.99% p.m |
