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H D F C Bank Limited
HDFC Bank Silver Visa (International Credit Card)
Minimum Income Eligibility
Public Ltd./PSU (in Rs. p.a.)84000
Self - Employed (in Rs. p.a.)72000
Salaried (in Rs. p.a.)96000
Fee Details
Joining Fees (in Rs.)300
Annual Fees (in Rs. p.a.)700
Add-On Card Fees (in Rs. p.a.)250
Renewal Fees (in Rs. p.a.)700
Card Replacement Fee (in Rs.)No Charge
Photo Card Fees (in Rs.)No Fee
Credit Details
Interest Rate (% p.m.)2.95
Effective Interest Rate Per Annum (in %)41.75
Maximum Credit50 days
Minimum Payment Due5 % of the total outstanding amount
Late Payment ChargesNo Penalty
Cash Advance Details
Transaction Fee2.5 % (Min Rs. No Charge)
Interest Rate (% p.m.)2.95
Cash Advance Limit (in Rs.)30% of credit limit
Reach
Merchant outlets18000000
ATM Oulets In India306
ATM Oulets Outside India0
Designated BranchesN.A.
Lost Card Liability
Before reporting lossUnlimited
After reporting lossNo Charge
Insurance
Air accident Cover (in Rs.)400000
General Accident Cover (in Rs.)200000
Add-On Card Cover (in Rs.)No Cover
Baggage Cover (in Rs.)No Cover
Credit Shield on death (in Rs.)No Charge
Purchase Protection Cover (in Rs.)25000
Special Features1. Rate of interest 2.5 % from second year. 2. Credit limit of 40 % from second year. 3. Balance transfer facility at 1.95 %. 4. Discount of 3 % on Domestic and 6% on International air tickets purchased from SITA Travels.
ExceptionsN.A.
Additional InfoReward Points (Rs. 100 = 2 points)

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Credit Cards
  Min. Max.
Join Fees(Rs.) 0 1000
Interest (%) 0 3
Credit (Days) 0 52
 
Charge Card
  Min. (Rs.) Max. (Rs.)
Joining Fees 0 1500
Annual Fee 200 3500
 
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